Colonial Life & Accident Insurance Company is a U.S.–based insurance provider that specializes in voluntary benefits and supplemental insurance products offered through the workplace. Founded in 1939 and headquartered in Columbia, South Carolina, the company has built a long history of helping employees and their families prepare for life’s unexpected moments by providing financial protection beyond basic medical coverage.
Colonial Life offers a broad portfolio of personal and employee benefits insurance, including accident, disability, life, cancer, critical illness, dental, and hospital confinement coverage. These voluntary benefits are typically paid for by employees—often through convenient payroll deduction—so employers can enhance their benefits offering without adding significantly to their own costs.
A distinguishing feature of Colonial Life is its focus on voluntary benefits education and individualized support. The company provides one-to-one benefits counseling and flexible enrollment options to help employees understand their choices, tailor coverage to their needs, and make informed decisions.
Today, Colonial Life serves millions of policyholders across tens of thousands of employers nationwide and operates as part of the Unum family of businesses, maintaining its commitment to financial security and peace of mind for employees when life doesn’t go as planned.